Financial Options

Easy Ways to Get the Saddle You Want

We’re here to help make your next saddle purchase easier. Choose the option that works best for you: financing at checkout, our EZ Saddle Trade-In Program, or 90-Day Layaway. If you have questions, call  email sales@elitehorsesaddles.com.

Financing Available

Apply in seconds and get a fast credit decision with no obligation to buy. 

6-Month Promotional Financing: Qualified buyers may be eligible for payments as low as 0% APR for 6 months*.

Affordable Monthly Plans: Available terms may include 6, 12, or 18 months*, depending on approval.

No Prepayment Penalties: Pay ahead or pay off early anytime without penalty.

Saddle Trade-In Program

Need a new saddle, but still have one to sell? Our EZ Trade-In Program makes it simple. You can apply the trade-in value of your current saddle toward a new purchase and take advantage of discounted shipping.

How it works:
  • Step 1: Email pictures of your saddle along with the model name, serial number, and any helpful details to sales@elitehorsesaddles.com.
  • Step 2: We’ll help you with a discounted shipping label so you can send your saddle in for trade-in credit.

90-Day Layaway

If you’ve found the saddle you want but aren’t ready to pay in full, our layaway option helps you secure it before someone else does.

How it works:
  • Step 1: email sales@elitehorsesaddles.com to confirm the item is still available.
  • Step 2: Reserve your item with at least 30% down.
  • Step 3: Pay the remaining balance within 90 days, and we’ll ship your item once it’s paid in full.
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